How to avoid the Debt trap?
Swarm debt hits people with three or more credit cards. There are 589,000 people with more than two credit cards that accumulate more than S / 12 million in debt. This is equivalent to 2.5% of Peru's GDP. Manage your existing 'supplemental&#…
Who uses the Alternative Financial Services?
Those who do not have or have limited access to banking services are the most likely to use alternative financial services. "Unbanked" refers to individuals, families, or families who do not have checking or savings accounts at large banks…
Alternative Financial Services
What do payday loans, payroll, car loans, and lenders have in common? These are all alternative financial services, sometimes referred to as "ancillary" banking services. Entities other than the Federal Insurance Bank and Credit Union pr…
Financial Services Of Peru
In 2001, the inhabitants of the department of Madre de Dios had only two offices, which could carry out financial operations. Today they have 13 offices including a bank, a municipal bank, a rural bank and edpymes. This only confirms the national tr…
What are Financial Services?
After the global crisis, people called for stronger supervision of financial services. But what are financial services? Among the things that money can buy, there is a difference between goods (tangible things that can last a long or a short time)…
Productos y Servicios Bancarios
Los bancos son entidades que brindan diversos servicios. Los más comunes son los pagos de servicios, cambio de cheques, depósitos, emisión de tarjetas de crédito, tarjetas de débito y prepago, emisión de chequera, hipotecas y préstamos para automóvi…
¿Como evitar la trampa del Endeudamiento?
La deuda enjambre ataca a las personas con tres o más tarjetas de crédito. Existen 589,000 personas con más de dos tarjetas de créditos que acumulan más de S/ 12 millones de deuda. Esto equivale a 2.5% del PBI de Perú. Maneje sus préstamos ‘comple…